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Accident & Sickness


We partnered with Association For Entrepreneurs (AFE) to bring industry leading products to you.

Accident & Sickness Hospital Indemnity Plan pays a cash benefit for each day of hospitalization due to a covered accident or sickness up to the benefit maximums and after any elimination periods.

Even with a comprehensive medical plan, many individuals may still be responsible for paying deductibles, co-pays and other expenses due to accidents or sickness. With the rise in cost for health care coverage more consumers are opting for less expensive high-deductible health plans. AFEUSA’s Accident & Sickness Hospital Indemnity Plan pays a cash benefit for each day of hospital confinement due to a covered accident or sickness. The cash benefits can be used however the insured chooses, such as paying for deductibles, mortgage, rent, bills or other living expenses. Cash benefits for Emergency Room Visits and Physician Office Visits can be added to help cover the costs associated with a covered accident or sickness.

Available Benefits (payable in the event of a covered accident or sickness)

  • In-Hospital – pays a cash benefit in the event an Insured is confined to a hospital
  • Intensive Care Unit - pays a cash benefit for each day an Insured is confined to an intensive care unit.
  • Emergency Room - pays a cash benefit in the event an Insured receives treatment in an emergency room.
  • Physician Office Visit - pays a cash benefit in the event an Insured visits a Physician.

Click on the Learn More button to learn more about Accident & Sickness Hospital Indemnity Plan and enroll online


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EIA offers insurance products and services through its licensed insurance agency Entrepreneur Insurance Agency, LLC. EIA is not an insurance company, but acts as a producer for certain insurance companies. EIA is paid commissions and may receive other compensation for its services. The compensation received by EIA and its independent producers may vary by insurance company. Not all insurance products and services are available in all states. Rates are subject to change.

​ Answer Financial® Inc. offers insurance products and services through its insurance agency licensed affiliate Insurance Answer Center, LLC (California License # 0B99714); in New York as Insurance Answer Center, LLC, an Insurance Agency; in Michigan as Insurance Answer Center, LLC, an Insurance Agency; and in Missouri as Answer Financial. Answer Financial affiliated agencies are not insurance companies, but act as agents for certain insurance companies. Answer Financial’s affiliate Right Answer Insurance Agency, LLC (CA License #0H52358) operates as an insurance broker in California and an agent in all other states. Answer Financial is paid commissions and may receive other performance-based compensation for its services. The compensation received by Answer Financial and its employees may vary by insurance company. Not all insurance products and services are available in all states. Rates are subject to change.