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Renters - Insurance


Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.

Getting renters insurance is an affordable way to protect your belongings.
 
At Renters insurance policies contain several different types of coverages that each apply to different things: 

Personal Property Coverage


Personal property coverage protects your movable goods, from furniture to clothing and electronics. In most cases, renters insurance protects your things wherever you take them.

      • • Policyholders need to inventory their belongings they would claim if damaged or lost due to a peril. The inventory of belongings should include photos or video of the items as well as any receipts and proof of purchase to attach, which is much easier in this current age of smartphones.
      • • Very valuable items, like jewelry, cash or firearms may have limited or no coverage under a typical homeowners insurance policy. There are separate coverages for these valuable items that can be purchased.


    Liability Coverage


    Liability coverage protects your personal liability as well as your property. This includes medical costs for injured guests and damage to other people's property.


    Loss-of-use Coverage


    Loss-of-use coverage pays your expenses if your apartment ever becomes inaccessible or unlivable.



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EIA offers insurance products and services through its licensed insurance agency Entrepreneur Insurance Agency, LLC. EIA is not an insurance company, but acts as a producer for certain insurance companies. EIA is paid commissions and may receive other compensation for its services. The compensation received by EIA and its independent producers may vary by insurance company. Not all insurance products and services are available in all states. Rates are subject to change.

​ Answer Financial® Inc. offers insurance products and services through its insurance agency licensed affiliate Insurance Answer Center, LLC (California License # 0B99714); in New York as Insurance Answer Center, LLC, an Insurance Agency; in Michigan as Insurance Answer Center, LLC, an Insurance Agency; and in Missouri as Answer Financial. Answer Financial affiliated agencies are not insurance companies, but act as agents for certain insurance companies. Answer Financial’s affiliate Right Answer Insurance Agency, LLC (CA License #0H52358) operates as an insurance broker in California and an agent in all other states. Answer Financial is paid commissions and may receive other performance-based compensation for its services. The compensation received by Answer Financial and its employees may vary by insurance company. Not all insurance products and services are available in all states. Rates are subject to change.